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49

Fiancé Took Out a Loan Without My Approval

H.M. asks from New York

My fiancé and I are getting married in one month. About a week ago he took out a $7,500 loan with a very high interest rate (20+%) from a loan company with very bad...

8

FHA Loan, the Good the Bad. Experiences Please

L.R. asks from Wausau

If you are willing to share. So we are trying to get our first loan, and I am noticing that FHA loan might be the best option for our family and I am looking to see w...

7

Anyone Ever Get a 203K Construction Loan?

D.R. asks from New York

Has anyone ever applied or heard of a 203 K construction loan? Our mortgage broker suggested this would be the best way to get a large sum of money to do a renovatio...

16

Payoff Car Loan or Wait the Duration

L.R. asks from Allentown

I usually get laid off in the summer and I have a hard time paying my bills. My car payment is $350 every month. I have the money in the bank to pay off the entire lo...

8

Old Student Loan Debt from 1988

R.J. asks from Dallas

Hello, MOM's. My husband recently got a wage garnishment letter from his job American Airlines, stating that the US Government wants to garnish 15% of his net earning...

17

Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?

K.R. asks from Charlotte

I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the lowest after the election. My loan ...

11

Need a Real Estate Loan to Buy a House. HELP!

T.H. asks from Chicago

Hi, we are having trouble getting a real estate loan to buy a house. This is our first house and let me preface by saying that the reason we are having a problem gett...

7

Seeking Help to Get Lower Interest Rates

B.B. asks from Jacksonville

Ok this is a litle bit embarrassing but I want to try to cut down on some of our expenses since we are paying so much for 2 children in daycare (25mth old and 6mth ol...

20

To Repair a Current Vehicle, or Take Out a Loan for a New One?

S.O. asks from Billings

Seeking opinions... Our 1991 Isuzu Rodeo is in the shop, and we just found out today that it will cost $1000 to repair it (instead of the $200 we initially thought.)...

13

Ok, One Extra Mortgage Payment per Year Takes off How Much on Your Loan?

A.D. asks from Dallas

For instance, my mortgage (with taxes and insurance) is $1000 a month. If I paid an extra $1000 a year how much would it take off at the end of the loan? Say I have...

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Answer Highlights

  • one of the top reasons for divorce in 2 answers "I also agree that money is one of the top reasons for divorce."
  • huge red flags in 3 answers "... behind your back to secure loans, and not respecting you are huge red flags."
  • big red flag in 4 answers "He lied to you - big red flag - and is being financially irresponsible."
  • go into debt for a wedding in 2 answers "ETA: Many people would not go into debt for a wedding, but I am absolutely not surprised ..."
  • pay one extra payment in 2 answers "I have been told that if you pay one extra payment per year, every year, during the ..."