how long should i keep utility bill

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19

Dog Help!

N.C. asks from Dallas

My kids have been asking for a dog for the last year or so...I have been researching breeds but I wanted to get opinions as to what everyone would recommend. Here are...

15

Thrifty Living

T.R. asks from Miami

I am a single parent, and living on a single income. I am looking for thrifty ideas to save and not over endulge. Do you have any suggestions that may help me especia...

26

Groceries Out of Control

A.S. asks from Los Angeles

Our grocery expenses are out of control!! I just added it up and last month we spent nearly 1000 dollars on groceries so I really need to scale it down. We are budg...

108

Calling All Penny Pinchers!

G.S. asks from San Diego

My husband and I are trying to cut down our spending significantly so that we can afford to have me be a stay at home mom. We have already cut out all the extra's in...

22

Wanting to Know How SAHM Manage Financially

K.L. asks from Cleveland

I am currently working full time, have two little ones at home that go to a babysitter during the day. I would love to stay home with them, but financially just canno...

23

Going from Working Mom to SAHM, Ways to save Money??

R.S. asks from Dallas

We are trying to pay off some bills so I can soon be a Stay at Home Mom. Has anyone done this? Were you glad you did? Also, does anyone have ideas on how to reduce ...

44

Daughter Just Turned the Big One Eight

L.B. asks from Chico

Hi Moms. Would appreciate your advice and input. Yesterday my daughter turned 18. I’m feeling a little off balance on how to deal with this new adult… She i...

26

401K's and Penalties for Taking Some Funds Out

K.C. asks from Las Vegas

Hello Mom's Could any of you tell me about penalties on taking money out from your 401K's before retirement. I had some friends take it out for buying a house, but...

82

My Boyfriend Has All the Benefits of Being Married but NONE of the Responsibilit

T.M. asks from College Station

Me and my boyfriend have been living together for 3 years. I have had numerous discussions with him about equally splitting the bills but that hasn't happened. We w...

24

17 Year Old "Step" Son Wants to Run Away

S.R. asks from Madison

My boyfriend and I are struggling with his son. HE will graduate this year but won't be 18 till this fall. He doesn't know what he wants to do for a career, doesn't h...

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Answer Highlights

  • lot of credit card debt in 2 answers "If you have a lot of credit card debt, start with the smallest one, pay the majority ..."
  • early withdrawal penalty in 2 answers "... money is available for WD, you will have to pay a 10% early withdrawal penalty ..."
  • can do sooooo much better in 2 answers "I know it seems hard now, but you can do sooooo much better!"
  • 10 percent penalty in 3 answers "When you withdraw the money, you will need to pay a 10% penalty."
  • lives under your roof in 2 answers "As long as she lives under your roof, she should continue to obey the rules including ..."