Classmates: Toddler, Gerber

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Gerber Life Insurance?

I got this peice of mail the other day and it was for Gerber life insurance. No idea what that is? I called and asked how things work with that but I am not, in my community no one I know of gets life insurance. My kids are young we are trying to teach our oldest how important it is to save. But Life Insuarance I HAVE NO IDEA? I guess I am asking for some help to understand this. I understand when someone dies and they have this insurance it can go to unpaid bills, funeral and other unpaid expenses so in my kids case it would be there until...