Ask your parents if there is someway legally and fair for you and your siblings) for you to keep the house if (God Forbid) anything happened to them.
Or look into setting up a Land Contract with your parents, that allows you to pay them, but legally sets you up as owners. It should be an inexpensive lawyers visit. Or there is a slight possibility that a bank or credit union will assist in setting up a Land Contract when you have an account through them.
It may rightfully bother your husband, that neither of you technically own the house; that you are pouring your profit sharing money into and you both work on.
His mind may wander into thinking: "we could be on a cruise ship in the Bahama's with that last profit sharing check she got rather than sanding this drywall."
Because you are updating and improving, you should periodically have an appraisal or a (Free) Market Analysis from a Realtor and see if the both of you qualify for a mortgage of your own.
Wishing you the best.
A.
Updated
Ask your parents if there is someway legally and fair for you and your siblings) for you to keep the house if (God Forbid) anything happened to them.
Or look into setting up a Land Contract with your parents, that allows you to pay them, but legally sets you up as owners. It should be an inexpensive lawyers visit. Or there is a slight possibility that a bank or credit union will assist in setting up a Land Contract when you have an account through them.
It may rightfully bother your husband, that neither of you technically own the house; that you are pouring your profit sharing money into and you both work on.
His mind may wander into thinking: "we could be on a cruise ship in the Bahama's with that last profit sharing check she got rather than sanding this drywall."
Because you are updating and improving, you should periodically have an appraisal or a (Free) Market Analysis from a Realtor and see if the both of you qualify for a mortgage of your own.
Wishing you the best.
A.