S.L.
You are not obligated at all and even thought people mean well by this type of thing they often don't consider that even an extra $10 or $20 is a lot for a lot of families. I'd find the organizer and tell her that you apprecaite your efforts and you'd love to pick up the card or help some other way, but extra money is really tight right now. Or I think you can just mention to her that you and your daughter already have planned on thanking the coach in an individual way from your family and your daughter can wirte her a nice note or make here a picture or craft. I think that's a great alternative and should be completely respected by the other parents. You should 100% bring your daughter to her game - the first priority her is to allow her the joy and fun that comes with her playing soccer! Please don't feel embarassed at all!!