Well, my husband and i were in the same situation...kind of. I was taken off the pill because my bp was up. I was about to turn 40...yes 40, lol! The dr. recommened either I get my tubes tied or Jim have a vasectomy. Of course, like your husband he refused. I had already had 2 c-sections and refused to have surgery again. So he said he'd count the days! WELL....now we have 3 children 11, 10 and a 10 mos. old! :) I had another c-section and my tubes tied right there after delivering. I've had no problems what so ever so far. I had heard stories too but I guess I'm lucky. If you hubby is refusing to do it and you are SURE you dont' want anymore and don't want to go on the pill I'd say get your tubes tied. You may be lucky like me and not have any problems. Better to do that than get pg again if you don't want to. If not, you'll have to go back on the pill. I've heard it's a pretty easy outpatient procedure.
Good luck in your decision. Just remember just because others have had problems w/getting their tubes tied doesn't mean you will.
S.