Martha:
I live in California like L. does. I am also an educator. Though I am sure you are accurate with the interpretation of the laws the reality is what she has written.
I don't think she is asking for a battle with the local school districts and a battle it would be. I have a son who qualifies for both speech and OT. Though I have been effective in the past, getting the district to pay or provide for these services is a continuous uphill battle. We are currently only receiving speech though OT should still an important part of his therapy.
As for the Masonic Temple, if they provide Dyslexia intervention in California, they are doing a terrible job advertising it. I have worked as an educator in schools for 15 years and even taught at a school that had a Masonic Temple across the street. It was never made known about these services.
L.:
I am sure if you spent time advocating for these families you might succeed in getting paid through the school district. But, with how our state's budget is looking, it would be a difficult battle, one I am not sure you would really want to engage in. If these families are having difficulties paying for your tutoring, charging a fee to advocate for them through the school district might not really work. Also, by reading your question, it does not sound like you want to become a bigger entity, you want to tutor right?
You could ask those families to see if a local church could sponsor them. You could make an introduction letter/ proposal to give to families that they could take and make the request. Are there any private school in the area? You could also ask to advertise there. Often, those families may have more resources to pay for services or the school may have more resources to pay for you. I presented a proposal to a Catholic school in my area and even though they were not originally looking to hire a Reading Recovery teacher, hired they did.
Good luck...don't feel guilty about needing to make a living. You have real skills that not every teacher has and there should be some 'reward' for that.