M.M.
LOL... Saw your question and got excited... My friends think I am the Disney Cruise Queen.... We take one at least once a year... I can help you with any details you need as I plan Disney Cruises for people for free...
Yes, it is better to end your vacation with the cruise portion, but now that it has been done, just do it the way it is booked. Since you are staying at Disney After, I would not have to do DCL transfers..... You know what, check your messages. This is far more detailed than to write in a post. There are other factors involved based on where you are staying after, if you plan on renting a car or using a transportation service. I would be happy to help you and have you join one of our Cruise Board Families.