Aflac Short Term Disability Insurance

Just be sure that your baby arrives after the "waiting period". I think they require that you have the insurance in place for a year (I'm not positive about this time frame, so check your policy). My sister had this insurance with the same intention you do, and her baby arrived a month early. AFLAC denied her claim since she wasn't past the required time frame. She would have been if the baby had arrived on time.

I personally have AFLAC for a "specified event" and "long term care" and am considering another policy for accidents when my daughter gets older. I think they are a good company, but like all insurance-type companies, they will look for the loophole to deny you your coverage.

I set this up with my pregnancy. It doesn't pay 100% but it's better than nothing. It was a huge help since I got put on bedrest (preeclampsia) and ended up out for 3 months total.
It pays 8 weeks for c-section and 6 weeks for vag.
My biggest problem was getting the doctor's office to fill out the paperwork correctly.
I work in a very small office, so maternity leave is non-existent. The boss was happy I planned ahead so he didn't have to worry about me being on payroll for those 3 months.
My plan had a 10 month waiting period.

Yes and it's great. Depending on the plan you choose, you can get paid 50% (i think) of your gross monthly pay (premiums are taken out post tax from your paycheck therefore you dont pay tax on the benefit) beginning 7 or 14 days after you have the baby. Jus have your doc fill out the paperwork while you are still at the hospital and send it in immediately. I had my check within 2 weeks. Make sure you are un-pregnant for at least one month when you start the policy or they won't pay you. If you are pregnant when you start the policy, you would still be eligible to be paid for any bed rest that may occur, as long as you are not currently on bed rest

I used it and they are great about paying promptly. I had a one year waiting period before I could have a baby. I am a teacher and since you do not get maternity leave, the money they did pay helped somewhat to offset the leave that I had to take without pay. Just remember, they do not reimburse 100% of your pay.