Hi K.,
Well, in all compassion and sensitivity, I say welcome to the real world. I think all of us moms start out feeling the same way, but it will lessen as time goes by. Yes, it isn't perfectly sanitary, but the truth is your baby (eventually) needs exposure to all these bacteria and viruses. Probably not necessarily at 3 months, but very, very soon. First, you will be surprised at how resilient she is. Second, if she does get sick at any point, consider it a blessing for her immune system, and don't go running to the doctor immediately. It is statistically proven that children who have been raised in an ultra-clean environment have more sick days than those who have been exposed to the "elements". You may have to go through a few colds or a few bouts of the flu (and it doesn't matter what strain of flu it is, they're all about the same...even the swine flu has been proven to be nothing more than a small cold), but it is life. Being overly cautious will only result in sicker children and children with phobias. And yes, it's hard to get past it, so don't feel bad about feeling the way you do. Just know that it's for her good. Also, she needs the interaction, so it's good for her social skills as well. And good for you for voicing your concerns. There are no stupid questions! And by the way, I have 4 children, one with congenital heart disease who has had 2 major open heart surgeries so far and more to come. I treated her exactly the same as the other kids, germs and all, and she is a healthy moose at almost 5 years old now. My brother, on the other hand, is obsessive about germs and wipes down everything with disinfectant. Consequently, his 3 children are sick with something all the time AND have multiple food/pet allergies as well. That pretty much settles it for me! God bless.