Hi Chris,
I can relate to your situation. I have had different types of care for my children. When my first two children were babies, we had a Spanish speaking caregiver. They were never sick! Last year, when they were 2 and 3, I put them in all-day Montessori school. A wonderful environment where they learned so much. They both loved it and loved going. The problem was, my son was always sick. I was home more then I was at work. This year, I opted to have in-home care again, because I had a baby and didn't want her in a daycare situation. I haven't missed one day of work. The kids are healthy and I couldn't be more relaxed. My point being, it is well worth the extra money to have someone in the home. You can also find someone who you can afford. You need to advertise on Mamasource. They get mad, but you should get results. Tell the moms that you can't afford much and when you will need someone. It worked for my family. Good luck and keep your children at home! You'll be able to handle life better. No more rushing out the door to drop them off and get to work, no more calling in and missing days, and you will be happier at work and with your children. Try it!