Home Security - Hialeah,FL

Will they allow you to prepay for a year? If not, look at other companies - maybe you can find one that will work with you.

T.:

Yes. Because it's a payment plan. Why should they provide services if you won't pay the bill on time and they could end up spending money to get the money from collections?

Insurance companies do this - it's a payment plan. They have to go on the loss risk - if there's a high risk (bad credit) they should be allowed to deny you services....

Cheryl O. is right.

Sure. They run a business and part of that includes a credit check. If you don't qualify, then you don't qualify. Your credit check may say that you don't pay your bills ontime, or that you don't pay them at all. That would make the security company worry that even if you put down a deposit, you won't pay the monthly fees.

Besides, they're not exactly denying you an essential service that you can't get elsewhere. See if another alarm company is willing to do business with you. Or better yet, take the money you were hoping to spend on an alarm system and pay down existing bills to start repairing your credit.

Yes-that is their prerogative-security is not an entitlement-and it's the monthly fee they are worried about-not the equipment that can be removed. What you can do in the meantime is save for a video surveillance system-post the stickers everywhere-it is a wonderful deterrent to crime-criminals will break into a house in groups and wipe you out in less than a few minutes-but they will think twice about it if they know they will be caught on tape.

Yes, because they have every reason to think you will not pay for the product.

A security system is a luxury. The police will also not come to someone's house if they have had too many false alarms.

I am sorry, but yes.

If they know payment is not guaranteed, then they are taking a risk at providing a service to you. It is not worth the risk to them because they have customers with good credit who do pay. When they deal with poor credit, the costs involved goes up for everyone.

Instead of spending money on an alarm system, use your time and the money you would spend on monitoring services to repair your credit and get out of debt.

I in no way mean to sound brutal or mean but be realistic. Don't spend money you don't have.

Why should a business take a risk on someone with bad credit? Of course they can deny you a payment plan. They are in the business of making money, not potentially losing money.

A security system is not a necessity. Perhaps you could put it on your own credit card if you feel you really need it.