I know the weekend isn't a very good time to ask questions like this, but I would like to know if any of you out there have GEHA Health insurance. I currently have BCBS but the premium is going up substantially this year and I am looking for a good company with good benefits to switch to. So far, I have heard only good things about GEHA, but wanted to see if any of you out there have tried it. TIA for your opinions/help!
Thanks for asking this question. I'm thinking of looking too. Our insurance is BCBS and I don't think premiums going up but understand deductible will be going up a lot. I had to take our son to dr the other day and the copay was $45 when in the past had be $15 or $20.
Have you checked out premiums on United Healthcare?
My parents have had GEHA since I I was a kid and it's great.
We had GEHA for a couple of years - we have a family of 7 - and I always liked it. The copays for primary physicians is very low - it was only $10 for us. (specialists are $25). I liked it. A few of the downsides: no coverage for chiropractic. VERY specific labs you can use, so if a doc sends you to one he uses, you have to tell him, "No, I can't go to that one. I have to go to THIS one." which isn't a big deal but sometimes all the checking and calling can be a pain. Also, the dental coverage is very limited but I think that's true of most health insurance plans. We are on BCBS and I was not aware that the premiums were going up next year. I may be switching back!
