Family Insurance

Updated on January 09, 2006
M.L. asks from Richardson, TX
9 answers

We are currently enrolled in my husband's COBRA Plan and it's eating our lunch. Does any one know of affordable health insurance for the family or an insurance broker who will work with me to find a good plan? Thanks!!!

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A.

answers from Dallas on

We have an individual plan on Unicare. We chose that after going off of Cobra. It is the best we found, although it doesn't include maternity coverage. You might can get it, but that really boosts up the monthly cost. We also looked into Blue Cross Blue Shield, but for us Unicare had a better deal. Hope this helps!
A.

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A.

answers from Dallas on

I recently got online and found a site (I'm sure there are more than one) but honestly don't remember what it was!!
:(
But, I just did a search and found it... anyway, it compared all of the insurance companies in a really easy format. It asked what you want and what you don't want, etc, then you can see them all in a chart format and can compare them. Anyway, it didn't cost anymore and I applied right online! I called the individual companies and got quotes and the quotes were the same as this site. Anyway, I was able to apply and pay online and it comes straight out of my checking every month. Plus, I was approved very quickly and recieved my cards and everything in like 2 weeks. (they don't bill you unless you are accepted). Anyway, I ended up going with Unicare. They were the least expensive, with the most coverage and low deductible like I wanted. It's great though because you can basically make your monthly payment whatever you want by picking a low or high deductible.
When my husband and I and our daughter were on Cobra it was $1300 a month!! It is so ridiculous!

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S.

answers from Dallas on

M.,
My husband is self employed and then I decided to be a Sahm once my son was born. We too were faced with paying the crazy COBRA rates or select an individual plan on our own. Saundra Beaty of Tate Planning Group in McKinney helped layout affordable options for my family. We ended up with an individual ppo plan from BCBSTX. Saundra really took our needs into consideration and told us the pros and cons of the different plans within the different carriers. There was no charge to us for her services. I highly recommend using a broker, boy did it help us.

Tate Planning Group
Saundra Beaty
###-###-####

Good Luck!

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H.L.

answers from Dallas on

Hi M.,

We've been using Unicare for our medical insurance since 2001. The coverage is OK--not the best, but it is the least expensive that we have found. They have alot of flexible plans to choose from, so you can work with your budget pretty easily. Check out www.unicare.com

H.

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N.F.

answers from Dallas on

Call Rita Ratliff at Al Boenker ###-###-####. She is awesome and will work with you until you find something. You may want to ask her about indiv ins for kids and just do catastrophic for you and dad if you are pretty healthy -just talk to her about what yoou need and can afford - she's great at finding stuff. There is also a free drug card you can get http://freedrugcard.us/index.php

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

O.

answers from Dallas on

I am an insurance agent and you can call me at ###-###-####. I've doing the health insurance since 1995.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

A.F.

answers from Dallas on

M.,
I am a health,life,dental & vision insurance agent and would be glad to help your family find a plan that fits your needs and your budget.
You may call me at: ###-###-#### and leave me your number and the best time to call (if I don't answer).
A. Laferriere
Carrollton, TX

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A.M.

answers from Dallas on

Hi M.! Jim Bowman, with Bowman & Bowman Consultants, Inc. can give great recommmendations to meet your needs. You don't pay him any extra, he makes commisions from the insurance companies. He has helped us with health insurance and life insurance. I was also on Cobra, and he helped me find very affordable plans. He is great! His number is ###-###-####. Website: www.bowmanbenefits.com

Hope this helps. Good Luck!
A. M.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

N.B.

answers from Dallas on

Call Deann Jacobs with American Health Underwriters at 888-832-2040. She is honest, dependable and will come to your home at your convenience to explain the plans the various companies have to offer. She enrolled us last year with World Insurance and we have been pleased.

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