P.K.
Hi Erin- I also have dry/fair skin-- only mine is sensitive too, which is a pain. The only thing that works for me is looking for products with the least amount of chemicals possible in them. With that said, I use Kiss MY Face bar soap with olive oil (for face) and Organic Extra Virgin Coconut Oil (for face and body). Both products are inexpensive and can probably be found anywhere-- I buy them at Whole Foods. I wear mineral powder makeup so coconut oil on my face isn't oily looking- even in the summer.
Good luck!