My kids check in at 7 PM every night for accounting before they brush their teeth and go to bed. They have a massive library where they pick books to read from and read until lights out at 8 PM. Regarding accounting, they have a certain amount of chores and responsibilities they do each day. If they do all of them on time without being asked at all, they get double pay. If they need a reminder, but finish them on time, they get regular pay. If they do them late, they break even. If they don't do them, then they pay a fee. If they get over a certain amount in debt, they can either work on Saturdays on special projects until the balance is zero or take their things to the consignment shop and pay the fees back that way. This is to help them know the sting of debt and bankruptsy before they can sign up for credit cards. There is no shaming in our system, just a lot of excitement for the growth they are experiencing.
At accounting time we make goals for the next day, they get praised for stengths. They decide their own strategies to improve. I love this system because I don't have to chase them around all day being a back up brain for them.
We have a family bank account for each of them on our computer that they can make deposits in with their daddy on Saturdays. He pays them 12% interest annually. Our goal is to help them learn how they can make their money make money for them.
There are lots of great routines to invent and so many to find out about through research. Our system works great with our family size. We have 5 children and a lot to juggle. I hope an idea or two I wrote seemed at least interesting.
Some of what we do is adapted from a book called Teaching Your Children Responsibility by Richard and Linda Eyre.