14 Month Old Terrified of Outside and New Things All Together

I would be out all day every day! Kids need to be exposed to the outside world and yes germs are good for kids. They need them. If she was premature, then very early in you need to be cautious. Was she a preemie?
Join a music class or a gym class expose her to other kids. Go to the library, a horse farm. Hopefully by the time summertime comes she will be able to enjoy herself and not be so fearful. Good luck. While you are out, let her get dirty. There are many benefits to that.

My advice is to get out daily. Make it normal for her. Sign up for some toddler classes. With time I am sure she will get better at this. It also could be her natural personality. Some kids are more clingy and have a more cautious nature. But even if this is the case you should encourage independence, being around other kids and adults, and exploring. You do want her to be able to go off on her own to Kindergarten one day! Also, I encourage you to start getting babysitters if you don't already. I was the opposite of you. I heard it's more healthy for you baby to get out, give them fresh air daily, have them see the sights. Of course as a tiny newborn you don't want people touching the baby. I think I took my kids out for their first outing (in a wrap on my chest) when they were both a week old.

I would keep doing what you are doing and continue to go out. Maybe join a group/class that has children the same age so she can see other kids roaming around.

I didn't take my kid out too much when she was that young either and she turned out just fine. Could be some separation anxiety going on which is also normal.

Wow! Sounds like she needs to go to Mother's Day Out a few days per week so she can get over this. How hard it must be for you.

Actually babies do need to be out among the people so they can get sick and build their immune systems. Otherwise when they start school they miss a bunch of it due to being home sick. Maybe not that first few weeks but after than they're good to go.

You need to get out and go someplace every single day. For hours.

Have you tried wearing her as you go out and about? Sometimes babies don't like strollers because they can't see their mom. But in a backpack or front pack, they feel more secure, while at the same time maybe you can get out and about, and help her see more of the world.

At 14 months, my kids loved riding around in a hiking backpack. They could see the world over my head, and play with my hair to remind themselves that momma was close by :)

Otherwise, I would say just keep doing what you are doing - go out for small outings, sit on the floor while she gets used to exploring, and explain to your friends so that they know you are expecting some tears during this phase.

My advice would be just to take her out more.
Take her to your local mall & push her in the stroller.
Take her to the indoor play place at the mall, too.
Just be nearby so she can feel you as her safety net.
She'll probably be clingy but will get to try out her wings a bit.

It's fairly normal.
Around the house our son was fine with exploring (as long as I was in the same room with him - his separation anxiety was horrible for the longest time - if I stepped out of sight even for a few seconds the poor kid would cry like his little heart was breaking - and I could not bear to break his heart!).
Soon as we went anywhere - my lap or in my arms was where he wanted to be!
Finally at 3 1/2 yrs old he was more ok with playing with friends and didn't need to be constantly held by me.

He's always been a kid who likes to look a good long time before he leaps.
Every teacher conference told me he needed to speak up more in class and then the rest of the year they had a hard time getting him to stop talking.
He likes to figure things out first, all the rules, etc and THEN he'll join in.
It's a learning style, it's normal, and there's nothing wrong with it.

At 14 months - I think you're expecting her to act way over her age level.
Kids don't play well with each other till 3, 4 or 5 yrs old.
She's a toddler and barely walking - but you are still her main connection to the world.
Don't rush it.
Eventually she'll be much more independent and you'll be missing your clingy baby just a little bit.

I would get her out all day every day. She'll get used to being out and about soon enough. Find some playgroups, take her swimming, to the library, the zoo, the museum, the YMCA and get her to the playground every day! Take her to the mall, the grocery store and on all of your errands. Being stuck indoors and away from other people isn't healthy for either her immune system or her emotional/social development. It isn't healthy for you either. Put her in a stroller, a sled or a backpack and just go walking.

You may need to try to baby carry her. Babies at this age are trying to adjust to their independence, but it's a lot for them to take in. Some anxiety is to be expected. Just reassure her and stay nearby. To explore, they need to feel secure in their relationship with mom. You could try extra cuddle times before you go new places, and instead of putting her down, wait for her to ask to be out down. I read somewhere that you should never be the first one to pull away from the hug, let the kid do it. I'd do something similar with carrying. When she feels secure, she will go adventure, and yes, sometimes she will get scared and want mommy. This is really all normal. In a free months she won't want anything to do with you, so enjoy it!